Bartle Aberer, Mag. rer. soc. oec., [holder of a degree at master's level in social and economic sciences], is a Managing Director and the CFO of the SKS Group and was previously Managing Director of SKS Austria. Since 2001, he has been focusing on various issues in the fields of banking supervision law and risk management. He is a specialist in receivables securitisation. Mr Aberer advises institutions in the areas of credit risk mitigation and RWA optimisation and, for many years, he has been active as a seminar trainer for these topics. Furthermore, he has provided support to several banks during their implementation of Basel III.